Cyprus

Liability Insurance Programs



Public liability Insurance for businesses

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Omissions, mistakes and accidents happen to each of us! We are here for you, in every difficult moment, because YOU come first!




LIABILITY INSURANCE

Flexible Insurance Policy


This program has a plethora of extensions and options of coverage. Public Liability covers third party in case of errors or omissions




Multi-coverage

Chose your coverage limits and policy extensions to meet your own needs




Liability Insurance Coverage

Coverage Of Public Liability



It covers the liability of the Insured and its employees by negligent acts or omissions in connection with its activities.


Covers


  • the legal liability of the Insured for the payment of compensation to other persons related to accidental bodily injury or death from an accident or illness and accidental loss or damage to their property caused within the premises in relation to them or their content or in connection with the activities of the Insured within the premises
  • the legal fees and expenses that the claimant is entitled to receive from the Insured as well as the legal fees and expenses incurred in relation to the defence, investigation or settlement of the claim, of which the Company has already approved.


 


Optional Coverage 


  • for incidents that will occur outside the insured's property or outside Cyprus
  • in relation to the disposition to consume defective food or beverages 
  • in relation to the use of elevators or escalators
  • in relation to the use of swimming pools
  • caused by fire or explosion of property adjacent to the Insured's property
  • in relation to loss or damage to property under his control or custody








Liability Insurance FAQ

  • What does it mean Public Liability?

    Liability is the obligation that every person has to repair the damage caused to third parties. Specifically, it is the case that someone deliberately or negligently inflicts negligence, bodily harm, or material damage to third party and must repair it.

  • What are my obligations?

    To provide all the information required in the insurance policy or any other Form in full clarity

    Pay premiums according to the payment plan as listed on your insurance policy table

    Take all necessary measures to avoid bodily harm, loss or damage and comply with the provisions of the legislation

    Notify the company in case of change that will increase the level of risk

    Refer to the Company immediately and provide them with full details of the claim in writing

    Take reasonable precautions to prevent or reduce the claim extension

  • Are there any cover limitations?

    The coverage is valid in relation to court decisions issued by a competent court in the Republic of Cyprus.


    The deductible amount is the amount or percentage that is not covered and/or deducted from the amount for each claim separately.


    There is a detailed list of coverage limitations in the insurance policy.