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Insurance packages

Insure your property in Cyprus

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Choose and design your own package from a vast selection of “New Generation” and “All Risk” insurance products, offering you the security and coverage you need, to feel safe, without additional cost.


Charalambous & Laouri Insurance company offers flexible insurance policies, especially designed on customer’s today’s need, aspiring by its people for a better tomorrow.

Feel secure by choosing one of the multi insurance covers offered.


Multi Insurance "Home Shield" Cyprus


All Risk

Includes of Building, Content (Furniture, Home Appliances, Valuable Items) but also Personal Items and money. It covers you in Cyprus and abroad




Premium Price

The insurance coverage and the free benefits provided include almost all the risks from which a home is threatened and is perhaps the most comprehensive insurance plan on the market.



Flexible


The Home Shield insurance plan can be customised based on your need. Choose your coverage without additional cost. Home Shield can cover any home property you own, anywhere in Cyprus



Accidental Damage Coverage

With Home Shield you have the option to insure your property with accidental damage coverage which is the most comprehensive form of insurance



Always by your side

Home Assistance Service Includes Emergency Home Technical Assistance Services and Consulting
24hrs Technical Service Assistance



We Care



The people of Trust Insurance with consistency, reliability and responsibility are always by your side!





Home Insurance Coverage

Basic coverage of building and contents

 

  • Fire and Smoke
  • Explosion
  • Lighting strike
  • Bump
  • Earthquake
  • Storm, Thunderstorm
  • Flood
  • Theft and damage during the attempted theft involving entry or exit to the home by violent means
  • Strikes, Political or Workplace Riots
  • Malicious Actions
  • Water or Fuel leakage
  • Fall of trees


Building


  • Accidental Breakage of Sanitary Ware and Glassware
  • Accidental Cables Damage
  • Leak Detection and Repair
  • Architectural and Demolition Fees
  • Loss of Rental Income
  • Relocation Expenses
  • Fatal Injury
  • Civil Liability



Content


  • Accidental Glass Breakage
  • Relocation, Rent - Payable
  • Locks Replacement
  • Loss of water meter, Oil or Gas
  • Visitors Items
  • Consumable Items in Freezer, Refrigerator
  • Garden
  • Items Outdoor and Building area
  • Tenant Liability
  • Electrical Circuits, Short Circuit
  • Temporary move of contents




Optional Coverage


By choosing optional damage coverage, you expand your Home Shield to an All Risk insurance policy:

  • Accidental Building damage
  • Accidental Content damage
  • Personal items, Money loss or Credit Cards (out of property)
  • Theft
  • Extension of non-Residential Building



FAQ

  • Only when I have my own home do I need to have home insurance or even if I am a tenant?

    We want to feel safe in our home, whether we are homeowners or renters. 


    For this reason, Trust Insurance Cyprus has designed Home Insurance programs specifically for every need. If you are the owner, you choose to insure the Building and Content. If you are a tenant, choose to insure only the contents of your home. Furniture, electrical appliances, and all in general personal belongings are vulnerable to many dangers.


    With Home Shield choose to insure:


    Building

    Content (Furniture, Home Appliances, Valuable Items) including Personal Items and Money Abroad

    Building and Content

  • What should I do in case of damage to my home?

    In the event of damage, try to keep details of the incident with photos, invoices or receipts from the municipality or local emergency services. Do not carry out repair work before obtaining the Company's consent.    


    In the event of a major damage, an estimator is sent by the Company and an evaluation assessment is performed.


    In the event of theft, a first oral report is provided to the Company. It is also necessary to report to the police and fully register the stolen property providing any evidence. The Claim Form should be completed and signed together with the Police Report and sent to the Company. Once the evaluation is completed, the Claims Department will contact you for the outcome result.


    During your insurance period it is very important that you take all protective measures to avoid increase of damage but also measures to reduce the damage.

  • What’s included in Technical Service Assistance? When and how do I contact the Technical Service Assistance?

    Our company provides Technical Service Assistance in case of Emergency. By calling at 800 92670 an expert will respond in order to assist with your enquiry.


    The purpose of this service is to provide immediate technical assistance to repair a damage caused to the insured home by providing the following services:


    cost of labour

    Moving costs of technician

    cost of required materials

    cost of non-emergency services for the preparation of a budget

    If the offer is accepted by the customer, then the Technical Support will undertake to provide:


    Coordination of works

    Quality guarantee for the period of 6 months, as well as

    Checking of costs that in these cases are borne by the Insured

    The professional Technicians will under take to provide services such as:


    Plumbing installations

    Electrical installations

    Construction works

    Painting and other