Health & Accident Insurance

Health Insurance «TRUcare»



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Our daily routines run fast and we often neglect to prevent and look after our own health! But life can be unpredictable. Our insurance partners have created the right conditions to safeguard you and your family members. TRUcare is an innovative, dynamic and multi-purpose medical care program offering out-hospital and in-hospital care treatment.



Why TRUST "TRUcare"



Full and Flexible

It provides the most specialised and extensive Medical care plan. Adjust it according to your needs and select a plan to complement existing coverage offered by the General Healthcare System (GHS)


Coverage abroad

24hrs Customer Service Assistant at +35722 020444
24hrs Emergency Medical Assistance Abroad at +30210650441



With benefits

Discount is provided to families and group plans






Insurance Coverage

Coverage

It covers Hospital treatment and Emergency Medical Assistance abroad.

Additional (optional) benefits such as:

  • Extend coverage Abroad
  • Out-hospital medical treatment and annual check up


Basic plan benefits and covered treatment for:

  • Room and board
  • Doctor, surgeon & anaesthesiologist fee
  • Laboratory diagnostics, medicines & other consumables
  • Expenses before and after medical treatment
  • Accommodation costs for minor companion
  • Hospital treatment outside of Cyprus


Surgery without overnight stay:

  • Covers Operating Surgery Room Expenses
  • Covers Surgeon & Anaesthesiologist Fees

Emergency transfer of patient




Child birth benefits (lump-sum allowance payment)

  • Normal Birth Delivery / Cesarean Section

Abortion/Cervical


Organ Transplant


Home Nursing


Hospital Cash Benefit


Additional benefits:

  • Emergency Medical Assistance Abroad and Extension Coverage
  • Direct settlement with hospital/clinic
  • Immediate response and settlement of your claims
  • Discount is provided to families and group plans
  • 24hrs Customer Service
  • 24 hrs Emergency Medical Assistance abroad


3 Basic Health plans



Offers 3 Basic Health plans with maximum annual coverage per person:


ESSENTIAL €50.000

 

CENTRIC €250.000



MAX €1.000.000


Health Insurance FAQ

  • I am covered through the General Healthcare System (GHS). Do I also need to have personal health insurance?

    True Care is a complete health plan and offers comprehensive healthcare cover in private hospitals. Choose one of the Health plans with extend coverage in case of emergency treatment and hospitalisation.

  • What do we mean by in-hospital treatment and what does it cover?

    With the TRUcare card, medical expenses for Inpatient Care can be paid directly through Hospitals and Clinics, without any charge, in Cyprus or abroad.


    In case of a scheduled hospitalisation you must inform the company at least 7 days before your admission to the clinic / hospital. In the event of an unexpected incident, please contact us before your discharge so that your claim assessment process can begin.



  • What do we mean by out-hospital treatment?

    Out-hospital costs are the necessary reasonable and usual expenses incurred due to illness or accident by the Insured and its dependants (if they are included in the insurance) for their medical treatment as outpatients in Cyprus. It covers also any reasonable and standard expenses abroad, provided that the covered person is on a business trip or vacation, for a period not exceeding sixty (60) days each trip. The coverage provided by the Additional Benefit is according to the Benefits Table of the Insurance policy and the compensation is equal to the Compensation Percentage of the relevant expenses mentioned in the Benefits Table.